Terms of Use

Effective Date: May 24, 2025

Welcome to www.carnesagency.com (“Site”), owned and operated by Carnes Agency (“we,” “us,” “our”). By accessing or using this Site, you agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree with any of these terms, please do not use the Site.

Use of the Site

The content provided on this Site is for general informational and marketing purposes only. All services, insights, and information are provided as-is, and your use of the Site does not constitute a contractual or client relationship with Carnes Agency unless explicitly established.

You agree not to:

  • Use the Site for any unlawful purpose.

  • Attempt to gain unauthorized access to any part of the Site.

  • Copy, reproduce, or redistribute any content without prior written consent.

Intellectual Property

All content on this Site—including text, images, graphics, branding elements, logos, and other intellectual property—is owned by or licensed to Carnes Agency. It may not be copied, modified, distributed, or reused in any form without express written permission.

Third-Party Links

This Site may include links to third-party websites. We are not responsible for the content, practices, or availability of those sites and do not endorse any third-party content.

Disclaimer

We make every effort to ensure the accuracy of content on this Site, but we make no representations or warranties as to its completeness or reliability. Your use of the Site is at your own risk.

Limitation of Liability

Carnes Agency shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use—or inability to use—the Site, even if advised of the possibility of such damages.

Changes to These Terms

We reserve the right to modify these Terms of Use at any time. Updates will be posted here with a new effective date. Your continued use of the Site constitutes acceptance of those changes.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of laws principles.

Contact Us

If you have any questions regarding these Terms, please contact info@carnesagency.com